Using GEHA Rehab Coverage at Icarus Idaho
Government Employees Health Association Coverage for Rehab
Across the United States, the Government Employees Health Association (GEHA) offers health insurance for federal employees, including coverage for alcohol rehab and substance abuse treatment.
However, what type of GEHA insurance plans are available to you and which one you qualify for matters. That’s because different health insurance coverage means varying out-of-pocket expenses for drug or alcohol addiction treatment (and even mental health treatment).
At Icarus Behavioral Health Idaho, we are proud to accept GEHA insurance to help our clients receive inpatient and outpatient treatment for substance abuse rehab. We understand how challenging it can be to deal with drug abuse and mental health struggles while facing the financial burden of addiction treatment services.
However, you can get GEHA drug rehab and other rehabilitation treatments at Icarus to reduce that financial burden. In this post, we’ll help you understand GEHA insurance coverage and how you might be eligible for it. We will also discuss the substance abuse treatment programs GEHA offers.
But if you or your loved one immediately needs addiction recovery support, don’t hesitate to reach out. Talk to us through a confidential consultation to understand GEHA plan coverage today!
What is GEHA Insurance for Federal Employees?
The Government Employees Health Association (GEHA) is a health insurance provider that offers insurance coverage to specific groups of people. It is a federal insurance coverage plan for federal employees, retirees (including military retirees), and their families.
It offers coverage for different types of healthcare services, including a range of essential health benefits. Some of the services that GEHA policies cover include:
- Substance abuse treatment
- Mental health services
- Telehealth services
- Prescription drugs
It is specifically helpful if you or someone in your friend or family circle is struggling with drug or alcohol abuse. You can get mental health treatment and qualify for inpatient treatment at a specialized rehab facility.
Does GEHA cover all types of essential health benefits and addiction treatment in every plan? No, it depends on the specific GEHA plan. While some GEHA healthcare providers offer both inpatient and outpatient programs, others might limit coverage to medical detox or specialty treatment. So, make sure you check out your GEHA plan’s insurance policy.
What is GEHA Coverage for Drug and Alcohol Addiction Rehab?
Depending on the GEHA health insurance policy, you can get GEHA alcohol rehab treatment. Moreover, you can also qualify for rehab treatment for substance abuse disorders under the Affordable Care Act. However, you should understand what type of services you qualify for as an individual under GEHA insurance.
For instance, if your plan covers specialty treatment, then you don’t have to pay out-of-pocket costs beyond the coinsurance and copayment limits of your plan. Here’s more!
Out-of-Pocket Expenses
GEHA rehab coverage can reduce the overall drug rehab and disorder treatment costs for individuals. So, if you or your loved one are facing an increasing financial burden in seeking addiction treatment, GEHA can help.
However, it is important to know that there are still some out-of-pocket expenses. These include deductibles, copays, and coinsurance. While it will depend on your specific plan and the type of treatment you choose (and the type of treatment center you choose), you should talk to experts to better understand.
At Icarus Behavioral Health Idaho, we can help you understand whether your GEHA plan might cover rehab and other services or not. Not only that, but our compassionate experts will also help you choose the best financing options to facilitate personalized treatment programs.
Our healthcare professionals at the Icarus Idaho state-of-the-art rehab center want to make your recovery journey as affordable and stress-free as possible.
Get Effective GEHA Rehab Options at Icarus in Idaho
Inpatient vs. Outpatient Treatment Options
Does a health plan under GEHA cover drug rehab for both inpatient/residential treatment and outpatient programs? Again, it depends on the type of plan you qualify for and whether you are in the category of federal employees – or not.
Inpatient Treatment
An inpatient treatment setting is good for you – or someone you care about – if you need a structured and immersive environment with 24/7 care. It is usually one of the best forms of drug and alcohol rehab services, along with being the most effective for certain individuals.
Here, you stay at a rehab facility for around 30 to 90 days (sometimes more), depending on the severity of your condition.
Throughout your stay, you engage in different types of healthcare activities, ranging from therapies and counseling to group activities and medication-assisted treatment programs.
Outpatient Treatment
In case you or your loved one doesn’t find it feasible to spend 30 to 90 days at a rehab facility, you can go for a more flexible treatment option. Through outpatient therapy and rehab services, you can attend the treatment center for a couple of hours every day.
Outpatient treatment is a great step-down option after completing inpatient rehab if you want to transition back to their daily routine while continuing your recovery journey. It offers less intensive support compared to inpatient care. But outpatient services still provide essential mental health and addiction treatment. As a result, you can gradually adjust to independent living while maintaining the benefits of therapy, counseling, and support.
So, does GEHA insurance cover drug rehab in both settings? Yes, GEHA insurance covers both inpatient and intensive outpatient treatment. However, you should talk to an expert from Icarus Idaho to understand whether your insurance company’s policies offer such coverage before signing up with a treatment center.
Does GEHA Health Insurance Cover Drug and Alcohol Rehab?
Yes, GEHA insurance usually covers drug and alcohol rehabilitation services. It’s part of the behavioral health benefits that GEHA plans offer. Depending on your GEHA insurance plan and eligibility, your coverage might include:
- Inpatient treatment
- Outpatient treatment
- Detoxification
- Counseling
- Therapy
However, your plan might have specific limits on the co-pays and deductibles. In fact, you might even require prior authorization to get admission into rehab. Therefore, we advise talking to a professional at Icarus Idaho to understand the specific benefits of your plan.
Does the GEHA Health Plan Cover Therapy?
Yes, GEHA health plans often cover therapy. However, there are different types of therapies for drug or alcohol rehabilitation and mental health services. So, check if your plan covers both individual therapy and group counseling, or whether it only covers one (and if so, partially).
Get treatment covered with GEHA at Icarus in Idaho
How to Maximize Your GEHA Insurance Benefits for Rehab
How can I maximize my GEHA coverage to reduce rehab costs as much as possible? There are a few steps you can follow to make sure your health savings account doesn’t have to face as much financial burden of rehab.
Verify Your Coverage
Understand the health plan of your insurance company, from deductibles to copays, to determine if you actually have comprehensive coverage through GEHA.
Check with a reputable rehab center like Icarus Behavioral Health Idaho to guide you through the verification of your GEHA insurance. We can help you understand what rehab services your GEHA insurance covers.
Work With Your Treatment Facility
in choosing Icarus Idaho, you will be able to discuss your healthcare needs and GEHA plan with experienced professionals. We will help you better understand what your GEHA plan covers and what it doesn’t, so you can immediately start your rehab journey most affordably and conveniently.
What Treatment Options Do GEHA Insurance Plans Cover?
What kind of rehab services can I qualify for under the GEHA insurance? Well, depending on your plan, you can get services ranging from therapies with support groups to prescription drugs and MAT. Here’s what to know:
- Detox Services – Many GEHA health plans include medically supervised detoxification services to help start the recovery journey.
- Medication-Assisted Treatment – If a healthcare expert finds it effective and necessary for you, they might prescribe medications to help you manage addiction symptoms.
- Behavioral Health Services – Some GEHA plans cover services like therapies and counseling, including CBT and other options, for clients with mental health issues.
- Inpatient and Outpatient Care – You can get inpatient and outpatient treatment under GEHA insurance as well. However, the extent and quality of care will depend on the treatment center you choose, and the extent of coverage under your current GEHA plan.
up to 100% of costs covered by GEHA insurance
Get Help at Icarus Idaho Using Your GEHA Coverage for Rehab
Are you a federal employee, a retiree, or a dependent struggling with mental health concerns or substance abuse disorders? GEHA health insurance can help you get addiction treatment along with mental health services at our accredited treatment center programs in Boise.
At Icarus Idaho, we customize our treatment programs, whether outpatient or residential, to meet the unique needs of our clients. So, discuss your health issues and get professional help to start your recovery journey today – get a confidential consultation now.
